Financial Data
Updated 01 Oct 2020

The six Cs of credit

If you're looking for a bank loan, you need to know about the 6 Cs of credit.

Banks are risk averse. If you want to secure a loan, you need to show them why you are a safe proposition.




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During the course of running and growing your business, you will need access to both short-term and long-term cash savings to pay salaries, suppliers, or even to save for a future project or large payment. Standard Bank provides a range of flexible Savings and Investment solutions, with competitive interest rates, to help you meet your business’s savings and investment needs.